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Kristy Gannon

First-Time Homebuyer Essentials Your Guide to Success.

Empowering First-Time Buyers with Knowledge and Guidance.

Who is this mortgage loan for?
"Guaranteed Rate, Inc. has no affiliation with the US Department of Veterans Affairs. Conditions apply."
FEATURES & BENEFITS

The Ultimate Guide for First-Time Buyers!

Dive into our comprehensive video series to navigate every step of the homebuying process. From securing the right loan to avoiding common pitfalls, our expert guidance ensures you transition from renter to proud homeowner with confidence.

Get pre-qualified

Down Payment Assistance Programs

Many first-time homebuyer programs offer assistance with down payments, making it easier for buyers to afford their initial investment.

Lower Interest Rates

Some lenders and programs offer lower interest rates specifically for first-time buyers, helping them save money over the life of their mortgage.

Long-Term Investment

Real estate historically appreciates over time, offering first-time buyers the opportunity for long-term financial growth and wealth building.

Equity Building

Instead of paying rent with no return, homeowners build equity as they pay down their mortgage, potentially leading to financial growth and stability.

HOW IT WORKS

First-Time Homebuyer Video Series:
Your Ultimate Guide to Homeownership!

Step-by-Step Guidance: Navigate the Homebuying Process with Expert Tips and Insights from Our Video Series 🏠
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*PLus, Get free Best selling course for your next loan

WEBINAR

Unlocking Financial Freedom: Your Guide to Reverse Loans

Navigating Reverse Loans with Expert Guidance!

Kristy Gannon
Branch Manager
/Webinar Host
Why you should attend?
Expert Insights

Gain valuable knowledge and insights from industry experts.

Interactive Learning

Engage in interactive sessions, Q&A opportunities, and discussions with professionals.

ABOUT PRESENTER

Kristy Gannon

Partnership begins with a conversation to see how we could help you grow your business. Click on the 'schedule consultation' link to begin the journey.

Schedule Consultation
HOW IT WORKS

Ready To Apply For
A Reverse Mortgage Loan?

A retirement solution specifically designed for homeowners like you! Retain ownership of your home without making monthly mortgage payments anymore, and receive cash funds from your home equity to supplement your retirement income.

Schedule Consultation
QUESTION & ANSWERS

First-Time Homebuyer Essentials: Your Guide to Success

Empowering First-Time Buyers with Knowledge and Guidance!

1
What type of mortgage is best for me?
2
How much home can I afford?
3
What is the difference between pre-qualification and pre-approval for a mortgage?
4
How can I avoid paying Private Mortgage Insurance (PMI) on my mortgage?
5
What are the benefits of using an FHA loan for first-time homebuyers?
LET’S GET STARTED!

Ready to apply for your home financing loan?

GET STARTED

Ready to apply for your home loan?

Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!

*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287

Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.

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Getting approved for a VA loan begins with taking a look at your unique situation.

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Getting approved for a VA loan begins with taking a look at your unique situation.

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