What types of home loans does Kristy Gannon offer?

Kristy Gannon offers a comprehensive range of mortgage solutions including Conventional Home Loans, FHA Loans, VA Home Loans, Jumbo Loans, Self-Employed Home Loans, Non-QM Loans, Bank Statement Loans, Investment Property Financing, ITIN Loans, Refinance Options, Cash-Out Refinance, Renovation and Construction Loans, USDA Loans, and Reverse Mortgages.

What areas does Kristy Gannon serve?

Kristy Gannon is based in Bakersfield, California, and serves homebuyers throughout California with personalized mortgage solutions through Ownity Mortgage Lending.

How can I get pre-approved for a mortgage with Kristy Gannon?

You can start the pre-approval process by visiting the Apply Now page on kristygannon.com or by contacting Kristy directly at (661) 472-7182 or kristy@ownity.net. Kristy offers a streamlined application process with fast approvals.

What makes Kristy Gannon different from other mortgage advisors?

With over 20 years of experience, Kristy Gannon brings trusted expertise and a genuine passion for helping families achieve homeownership. She is known for her problem-solving approach, commitment to communication, competitive rates, and support for unique borrower situations including self-employed and non-traditional income borrowers.

Can I get a home loan if I am self-employed?

Yes! Kristy Gannon specializes in self-employed home loans in California. Options include Bank Statement Loans, 1099 income documentation, and Profit and Loss statement loans, designed to help self-employed borrowers qualify using alternative documentation.

Find My Best Mortgage - Kristy Gannon | Mortgage Advisor

Step 1 of 15

I’m Kristy,
your Local Mortgage Advisor.
How can I help you today?

What can I help you with today?(Required)

Buying a home

Refinancing my mortgage

Getting cash out

Where are you in your home buying journey?

Where are you in your home buying journey?(Required)

I’ve signed a purchase agreement

I’m making offers

I’m going to open houses

I’m just researching

Great! What is the address of the new property?

Address

Street Address City State / Province / Region ZIP / Postal Code

When do you plan to buy?

When do you plan to buy?(Required)

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0–3 months

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3–6 months

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6+ months

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Not sure

How will you use this home?

How will you use this home?(Required)

I will live here full time

It’s my second home

It’s an investment property

What type of property is it?

What type of property is it?(Required)

Single family

Condo

Co-op

Multi-Unit Property Loans - 2 to 4 Units

2-4 units

Manufactured

Have you owned a property in the last 3 years?

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Yes

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What are your refinance goals?

We can help you save money, pay off debts, or even take cash out to fund things like home renovations or college tuition.

What are your refinance goals?

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Lower my monthly payment

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Take cash out

Which home are you refinancing?

What home are you refinancing?

Street Address City State / Province / Region ZIP / Postal Code

What are your cash out goals?

We can help you unlock the equity in your home. Are you planning to use the cash for:

What are your refinance goals?

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Home improvements

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Debt consolidation

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Paying for education or other personal expenses

Which home would you like to access equity from?

Street Address City State / Province / Region ZIP / Postal Code

What’s your email address?

Let’s start personalizing your offer!

Please enter your first name and last name.

First name

Last name

Hi [Name], What’s your phone number?

Phone number

Thanks for providing your details, [Name]!

Lastly, how much are you looking to borrow?

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how much are you looking to borrow?

Approx. amount: $200,000

$50,000 $10,000,000

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